Find your perfect mortgage in minutes
Whether you’re buying your first home, upsizing for the family, or downsizing for a fresh start—Albot searches 100+ lenders to find your ideal mortgage. Simple, fast, stress-free.
Albot
Your mortgage matchmaker
Whatever stage you’re at, we’ll help
Moving is exciting (and stressful). Let Albot handle the mortgage bit.
First-time buyer
Taking your first step onto the property ladder? We make it simple. No confusing jargon, just clear guidance and access to the best deals for new buyers.
Moving up
Growing family? Need more space? Upgrading to a bigger home is exciting—we’ll find you a mortgage that makes it happen without the headache.
Downsizing or relocating
Ready for a fresh start? Whether you’re moving to a new area or finding somewhere more manageable, we’ll match you with the right mortgage.
Your mortgage, sorted in 3 steps
Finding a mortgage should be exciting, not exhausting. We’ve made it simple.
Chat with Albot
Tell us about your situation in a friendly chat. First-time buyer? Moving up? We’ll guide you through it.
⏱ ~90 secondsSee your options
Albot searches 100+ lenders instantly and shows you the mortgages you’ll actually qualify for.
⚡ Instant resultsMove into your new home
Pick your mortgage, and our experts handle the rest. We’ll keep you updated until you get the keys.
🏡 You’re homeMortgages made human
Getting a mortgage shouldn’t feel like a second job. We’ve fixed that.
Instant answers
Know what you can afford in 90 seconds. No waiting for callbacks or appointments.
Accurate matching
See mortgages you’ll actually qualify for—not generic results that waste your time.
No jargon
Plain English explanations for everything. Ask Albot anything—no question is too basic.
Expert backup
Real mortgage advisors when you need them. AI speed with human expertise.
They found their home with Albot
Join thousands of happy homeowners.
As a first-time buyer I was completely overwhelmed. Albot explained everything in plain English and found me a deal I didn’t even know existed. Just got my keys last week!
We needed more space for the kids. Albot helped us understand exactly how much we could borrow and found a rate that kept our payments manageable. Moving day was last month!
Relocating from London to Bristol for a fresh start. Albot made the whole thing so much less stressful—I could do everything online and the team handled the tricky bits.
Mortgage questions, answered
The stuff you actually want to know.
How much can I borrow?
Most lenders will let you borrow 4-4.5 times your annual income, though some go higher. It depends on your circumstances—deposit size, credit history, outgoings, and more. Chat with Albot for 90 seconds and we’ll tell you exactly what you could borrow.
How much deposit do I need?
You’ll typically need at least 5-10% of the property price, though 15-20% will get you better rates. First-time buyers may have access to schemes that help with smaller deposits. Albot will show you options based on whatever deposit you have.
Will checking affect my credit score?
No! Getting a quote from Albot uses a “soft search” which is invisible to other lenders and won’t affect your credit score at all. Only when you formally apply for a mortgage does a full credit check happen.
What’s the difference between fixed and variable rates?
Fixed rates stay the same for a set period (usually 2-5 years)—great for budgeting. Variable rates can go up or down with the market. Most first-time buyers prefer fixed rates for the certainty. Albot will explain the pros and cons for your situation.
How long does it take to get a mortgage?
From application to completion, typically 4-8 weeks. Getting your initial quote from Albot takes just 90 seconds. We recommend getting a mortgage in principle before you start house hunting—it shows sellers you’re serious and ready to move.
Ready to find your perfect mortgage?
See what you could afford in just 90 seconds. No commitment, no credit score impact.
Get startedRepresentative Example (Mortgages)
If you borrow £200,000 over 25 years, initially on a fixed rate for 5 years at 5.25% and for the remaining 20 years on the lender’s standard variable rate of 7.99%, you would make 60 monthly payments of £1,199.12 and 240 monthly payments of £1,393.46. The total amount of credit is £200,000. The total amount payable would be £418,263. The overall cost for comparison is 6.8% APR representative.
Albot is an introducer and technology platform, not a lender and not a mortgage broker. Applications submitted via Albot may be passed to Loan.co.uk Ltd, which provides mortgage advice, carries out suitability assessments, and arranges mortgages with lenders. Loan.co.uk Ltd acts as a mortgage broker, not a lender. Your home may be repossessed if you do not keep up repayments on your mortgage.