Cut your monthly payments by up to 75%
Struggling with credit cards, loans and high payments? Albot consolidates your debts into one affordable monthly payment—with the lowest fees in the UK.
Your potential savings
You could save
Tired of juggling debts every month?
Multiple payments, sky-high interest rates, and the stress of keeping track of it all. Sound familiar? You’re not alone—and there’s a smarter way.
Multiple due dates to remember, and penalties if you miss just one
Credit card APRs of 20-30% eating into your money each month
No money left for savings, holidays, or life’s little luxuries
One loan. One payment. One less worry.
Albot finds you a secured loan that consolidates everything into one affordable monthly payment.
From stressed to sorted in 3 steps
No paperwork. No phone calls. Just Albot doing the hard work while you relax.
Chat with Albot
Tell Albot about your debts in a quick, friendly conversation. No forms, no jargon.
⏱ ~90 secondsAlbot finds your perfect match
Our AI searches 100+ lenders instantly to find the most accurate quote for your situation.
⚡ Instant resultsApprove & relax
Review everything transparently, approve your loan, and we handle the rest. Debts cleared, stress gone.
🎉 You’re doneBuilt different. Built better.
We’re not like other brokers. Here’s what makes Albot special.
Pinpoint accuracy
The UK’s most advanced lender matching technology. Live, real-time quotes matched precisely to your details—not generic estimates.
Lightning speed
Get your quote in 90 seconds, not days. Albot works 24/7 so you don’t have to wait.
Total transparency
See every fee upfront. We show you exactly what you’ll pay—no hidden charges, ever.
Lowest costs
Up to 50% lower fees than other major brokers. Our tech means savings we pass to you.
Your money, your goals
Whether you’re clearing debt or improving your home, a secured loan could help.
Debt consolidation
Combine credit cards, loans, and other debts into one manageable monthly payment with a lower interest rate. Breathe easier and take control of your finances.
Home improvements
Finally get that kitchen, extension, or bathroom you’ve been dreaming about. Add value to your home while spreading the cost.
Life-changing results
Don’t just take our word for it. Here’s what our customers say.
Albot reduced my monthly payments from £1,500 to less than £459. Absolutely lifechanging. I can finally sleep at night and have money left over for my family.
The quote Albot gave me was exactly what I got approved for. No surprises, no “oh actually it’s higher”—just honest, accurate numbers from the start.
I was dreading the process but chatting with Albot was genuinely easy. Had my quote in about 2 minutes and the fees were half what another broker quoted me.
Got questions?
Here are the answers to the most common ones.
What is a secured loan?
A secured loan uses your home as security, which typically means you can borrow more at lower interest rates than unsecured loans. It’s ideal for consolidating debts or funding large expenses like home improvements.
How much can I borrow?
You can typically borrow from £15,000 up to £1.5 million, depending on the equity in your home and your ability to repay. Albot will calculate exactly what you’re eligible for based on your circumstances.
Will applying affect my credit score?
No. Getting a quote from Albot uses a “soft search” which doesn’t appear on your credit file or affect your score. Only when you decide to proceed with a full application does a hard search take place.
What fees will I pay?
We’re completely transparent about fees. There are no upfront costs, and we include a free property valuation. Our broker fees are up to 50% lower than other major brokers—and we show you exactly what you’ll pay before you commit.
Can I get a loan with bad credit?
Yes! Because secured loans use your home as security, lenders are often more flexible with credit requirements. Albot searches specialist lenders who consider all credit profiles—so even if you’ve been declined elsewhere, we may be able to help.
Ready to take control of your finances?
See how much you could save in just 90 seconds. No commitment, no credit check impact.
Get my free quoteRepresentative Example (Secured Loans & Second Charge Mortgages): If you borrow £18,000 over 10 years, initially on a fixed rate for 5 years at 7.4% and for the remaining 5 years on the lender’s standard variable rate of 7.9%, you would make 60 monthly payments of £249.27 and 60 monthly payments of £254.63. The total amount of credit is £19,657 (including a lender fee of £595 and a broker fee of £1,062). The total amount repayable would be £30,234. The overall cost for comparison is 10.42% APRC representative. This means 51% or more of customers receive this rate or better for this type of product.
Albot is an introducer and technology platform, not a lender and not a broker. Applications may be passed to Loan.co.uk Ltd, which acts as a credit broker, not a lender. Rates are subject to status, affordability checks and lender critia.