Need funding fast? We’ve got you.
When time is critical, Albot finds you the right bridging loan in minutes. Auction purchase, chain break, unmortgageable property—whatever the reason, we move at your pace.
How fast can we move?
Chat with Albot
Tell us what you need
90 secondsGet matched
See your best options instantly
InstantValuation & approval
Property assessed, terms confirmed
2-5 daysFunds released
Money in your account
7-14 days typicalPerfect for time-sensitive situations
Bridging loans are designed for when speed matters more than anything.
Auction purchases
Won at auction? You’ve typically got 28 days to complete. Traditional mortgages can’t move that fast—bridging loans can.
Chain break
Your buyer pulled out? Don’t lose your dream home. A bridging loan lets you buy before you’ve sold, keeping the chain alive.
Unmortgageable property
No kitchen? No bathroom? Structural issues? Standard lenders won’t touch it. Bridging lenders will—then refinance once it’s renovated.
Quick purchase opportunity
Found a bargain that won’t wait? Need to move before a competitor? Bridging lets you act fast when opportunity knocks.
From quote to funds, fast
When you need bridging finance, every day counts. Here’s how we move.
Tell Albot what you need
Quick chat about the property, how much you need, and your timeline. No paperwork yet.
⏱ ~90 secondsSee your options
Albot searches specialist bridging lenders and shows you the best matches for your situation.
⚡ Instant resultsValuation & completion
Property valued, terms confirmed, funds released. Pay fees only when you complete—not before.
⚡ 7-14 days typicalBridging without the BS
Bridging finance has a reputation for hidden costs and pressure tactics. We do things differently.
No upfront fees
Our broker fees are only payable on completion. If you don’t proceed, you don’t pay us a penny.*
Speed when it matters
We understand urgency. Albot finds options in seconds; completion can happen in days.
Total transparency
See all costs upfront—interest, fees, everything. No surprises at the finish line.
Specialist lenders
Access 100+ bridging specialists—including those who lend on properties others won’t touch.
They moved fast with Albot
Real people who needed bridging finance—and got it.
Won a property at auction and had 28 days to complete. Albot found me a bridging loan and I had the keys in 11 days. Incredible service when I really needed it.
Our buyer pulled out a week before exchange. Thought we’d lose our dream home. Albot found bridging finance so we could complete without a buyer. Sold 6 weeks later.
Bought a wreck that no mortgage company would touch. Bridging loan funded the purchase and renovation. Now it’s worth £80k more and I’ve remortgaged normally.
Bridging loan questions, answered
Everything you need to know about short-term property finance.
What fees will I pay?
Our broker fees are only payable on completion—if you don’t proceed, you don’t pay us. The lender will charge arrangement fees and interest (we show you these upfront). You will need to pay for a property valuation, which is required before funds can be released. We’ll give you a full breakdown before you commit to anything.
How quickly can I get funds?
Typically 7-14 days from application to funds in your account, though urgent cases can sometimes complete faster. The main variables are how quickly the valuation can be done and how fast your solicitor can work. We’ll give you a realistic timeline based on your specific situation.
What’s the exit strategy?
Every bridging loan needs a clear exit—how you’ll repay it. Common exits include: selling a property, refinancing to a standard mortgage (once the property is habitable or you’ve sold your old home), or funds from another source. Lenders will want to see your exit plan is realistic before approving.
Can I borrow against an unmortgageable property?
Yes—this is one of the main reasons people use bridging loans. Properties without kitchens, bathrooms, central heating, or with structural issues often can’t get standard mortgages. Bridging lenders will consider them, allowing you to buy, renovate, then refinance to a normal mortgage once the work is done.
How much can I borrow?
Most bridging lenders will offer up to 70-75% of the property value, though some go higher. The amount depends on the property, your exit strategy, and your overall financial position. Chat with Albot and we’ll tell you exactly what you could borrow for your specific situation.
Need to move fast?
Get your bridging loan quote in 90 seconds. See your options instantly, with no obligation.
Get a quote*Valuation fees are payable to the surveyor regardless of whether you proceed.